Fact Find – Willows Finance

Information required to provide your loan quote

In order to provide your loan quote we have to ask a few more questions to ensure we find the right type of loan for you. This takes 2 minutes to complete and once done we can provide your loan rate and repayment decision in principle.

PLEASE NOTE: If the property is owned in joint names the application must be a joint application so please answer together

You’re just minutes away from getting your loan quote

Number of applicants

One Two

Please confirm your full name (Applicant 1)

Please confirm your full name (Applicant 2)

Your Postcode

Loan purpose

Please specify

Does the potential of interest rates changing concern you?

Yes No

Do you want to consider a fixed rate so repayments stay the same?

Yes No

Is speed of funding important to you?

Yes No

If speeding of funding is important please explain why.

Are you considering an interest-only repayment option?

Yes No

How would you repay the final balance?

Is it important for you to have an option to repay the balance early?

Yes No

If you are planning to settle the loan early, do you have plans already in place and if so what are they?

Do you want to overpay more than 10% of the loan balance per year?

Yes No

Are you planning on moving in the next 5 years?

Yes No

What plans do you have to move in the next 5 years?

Are you expecting your income to significantly change now or in the future?

Yes No

How are you expecting your income to change?

Are you expecting your outgoings to change now or in the future?

Yes No

How are you expecting your outgoings to change?

What age do you plan to retire?

Retirement age of Applicant 1

Retirement age of Applicant 2

Please confirm time in your current job

Years in job (applicant 1)

Months in job (applicant 1)

Occupation (applicant 1)

Years in job (applicant 2)

Months in job (applicant 2)

Occupation (applicant 2)

Do you have any children under the age of 18?

Yes No

Child's Age

ADD CHILD

Childcare costs and school fees (if applicable)

Please give us an indication of your current monthly outgoings. Where this is a joint application the figures should reflect both your outgoings

Food, drink and groceries

Clothing, footwear and personal effects

Utilities

Current monthly outgoings continued...

Furnishings, household equipment and maintenance

Transport and travel

Recreation, restaurants and hotels

Current monthly outgoings continued...

Communication

Insurances

Council tax

Current monthly outgoings continued...

Other Regular monthly outgoing costs

Please list other monthly outgoings

Did you purchase your property through a help to buy or shared ownership scheme?

Yes No

What is your ideal monthly budget for this loan?

What is the reason for the above figure?

How would you like to pay any fees?

Added to loan Paid up front

With your budget in mind, would you rather pay off the loan faster by using more of your budget, or keep monthly payments lower with a longer term?

Use more of my budget to finish the loan sooner Keep payments low, even if it takes longer to repay

Please confirm the name of your mortgage company. (If you have a mortgage)

Are you consolidating any debt?

Yes No

Supporting Vulnerable customers

We are dedicated to providing excellent service and want to ensure we cater to all customers’ needs. If you have any specific requirements or need any extra help please let us know.

Please feel free to share any details, concerns, or preferences you have, as this will enable us to assist you more effectively. We are here to support you in the best way possible.

Do you have anything to share that will allow us to do this?

Yes No

Please enter any additional information you think would be useful for us to know?

We are happy to help...

Please call our expert team if you have any questions about your application

01656 766 158

LOANS ARE SECURED AGAINST PROPERTY. THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED UPON IT.

Willows Finance is a credit broker not a lender using a representative panel of lenders. We work with a Panel of Lenders whose particulars will be supplied upon request to find a potentially suitable arrangement for your consideration.

For credit broking, we do not provide or offer advice or recommendation. Whichever lender we introduce you to we will receive commission from. Different lenders pay different amounts based on different commission models and interest amounts. For transparency we work with the following commission models: percentage of the amount you borrow, rate for risk (this is based on the risk profile of the proposal).

Willows Finance Limited is authorised and regulated by the Financial Conduct Authority. Our Financial Conduct Authority FCA register number is 670052 . We are registered under the Data Protection Act No. Z1447660 and are a member of the Association of Finance Brokers.

Willows Finance Limited registered address is Brocastle, Bridgend CF35 5AS. Company registered in England.

Legal

Privacy & Cookie Policy

At Willows Finance we ensure your personal information is kept secure and confidential.

PRIVACY OF YOUR INFORMATION

At Willows Finance Ltd, we appreciate that your privacy is extremely important to you. With this in mind, we have put in place a number of measures to ensure that any personal details we obtain from you as a result of visiting this website is processed and maintained in accordance with accepted principles of good information handling and also in accordance with the Data Protection Act 1988.

This statement provides you with details of the type of information we may hold about you, how we obtain and use information and how we protect your privacy.

Clients Agreement

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